Virgin Media Scandal – Suspended Account – Over Credit Limit!
WARNING TO NEW VIRGIN MEDIA CUSTOMERS – YOUR ACCOUNT COULD BE SUSPENDED SUDDENLY WITHOUT ANY NOTICE WITHIN YOUR FIRST 6 MONTHS OR MORE, PERHAPS EVEN STRAIGHT AFTER YOUR INSTALLATION:
As a brand new customer of Virgin Media, I ordered the top package for TV (XL + movie channels with V+ box), telephone (XL) and broadband (XXL up to 50Mb/S). On the scheduled installation date the engineer arrived and I rechecked the services I was getting when the engineer even said that I could expect speeds of around 40Mb/S on my up to 50Mb/S broadband service.
When I noticed my broadband speeds were slower than 20Mb/S (sometimes much less at busier times), I immediately rang Virgin to to complain to find I was in fact only given the 20Mb/S service instead of the 50Mb/S that I’d ordered. I demanded the 50Mb/S service that I’d asked for, but initially the operator said, “there’s nothing I can do”, this was because the 50Mb/S has different equipment and another engineer visit was required. I had to complain to a manager when I finally got told I could be upgraded to the 50Mb/S because of the mistake, but I had to argue not to pay the £35 installation charge again that I’d already paid once, but the manager agreed to credit this back to my account. Unfortunately I had to wait almost 2 weeks for another engineer to visit to upgrade me to the 50Mb/S service when it all went completely wrong from there on.
The 2nd engineer visited and installed the new equipment for my 50Mb/S broadband service and all was okay for literally JUST 5 MINUTES when I suddenly couldn’t connect, I rushed out, but the engineer had already gone. My Internet wasn’t connecting at all, I tried everything to no avail and then I called Virgin to complain. I was shocked to be told that I’d now gone above my credit limit and therefore my account had been suspended when I’d literally only made £10 worth of chargeable telephone calls. My bill was due by direct debit to be paid in a couple of weeks from this time and therefore my account should have been in perfect order. I complained, but the operator said that I would have to pay a £20 activation fee for the 50Mb/S that hadn’t even been mentioned or agreed at the time of sale. I decided to complain later as I needed my service up and running very urgently, so I reluctantly paid on the promise that my service would be back up within 2 hours. I repeatedly stated how urgent it was and that I needed my Internet back up quickly and was assured I would be back on-line within the 2 hours, I asked for my service back immediately as it wasn’t my fault, but I got nowhere.
Unfortunately I had to go out that evening to a scheduled appointment, but on returning home I found my Internet still wasn’t back on over 12 hours later. I then decided to watch TV, only to find my TV had been suspended too, including my recorded series which had been lost because of this problem and they won’t have been recorded either. I called Virgin again to demand answers as to why even after paying the agreed £20, I still wasn’t on-line, but customer services was shut and technical support were extremely unhelpful in every way telling me that my account was suspended and there was nothing they could do. I was treated like I hadn’t paid my bill when this certainly wasn’t true. I’d done absolutely NOTHING WRONG and Virgin Media were totally and utterly out of order suspending my account in every respect without any warning or notice. I demanded to speak to a manager to no avail and in fact technical support were quite rude throughout, I think they assumed I hadn’t paid my bill and had heard it all before.
It’s been absolutely disgusting the way I’ve been treated as a new Virgin Media customer and I’ve read on-line about numerous complaints about other new customer’s who have also had their accounts suddenly suspended without any warning because they’ve gone over a credit limit which wasn’t even specified by Virgin in the first place. Then these unfortunate customers are expected to pay money immediately to get their services back on without any apologises what-so-ever, in fact they’re treated like they haven’t paid their bill. After making this unexpected and unscheduled payment, customers often then they have to chase Virgin and sometimes get messed about waiting without the services they’re paying for without an offer of compensation for the extreme inconvenience or even an apology. What’s more, what if someone hasn’t budgeted to pay Virgin Media all of a sudden when they suddenly decide to suspend their account for this reason? Customer’s might well have the money to pay Virgin on the agreed payment date, but then through absolutely no fault of their own, they’d have to make do without any services for quite sometime if they can’t pay then, this is absolutely scandalous.
At the time of writing, I still haven’t got any Virgin services what-so-ever (I’m using a friend’s Internet to write this) and I’m absolutely itching to speak to their customer services as soon as they’re available at 8am when I will be making a formal complaint to a senior manager, especially when I’ve already paid £20 extra to get my services back on that most certainly wasn’t agreed at the time of sale. I will also be demanding compensation for losing my recorded programmes and all the inconvenience as well as being treated like a piece of ‘dirt’ by their technical support department like someone who hasn’t bothered to pay their bill.
PAY YOUR BILL OVER 2 WEEKS IN ADVANCE OF THE DIRECT DEBIT DATE SAY VIRGIN MEDIA, THEN WAIT UP TO 24 HOURS FOR THE SERVICES TO BE RESTORED:
The following day at 8am I called Virgin Media to demand answers. I got told that I’m still over my credit limit. I explain that I was told that by paying £20 I would be turned on within 2 hours, but I got told this was in fact wrong and that I’d have to pay my entire bill that isn’t due for over 2 weeks to get my services back on. This is absolutely scandalous as nothing has been mentioned about doing this and the e-billing system clearly states that this payment is due in over 2 weeks by direct debit. Luckily I had the money available although I was budgeting for it to come out of my next pay, but I still haven’t got my services on after paying it in full and I’m now told it could be 24 hours or longer without any compensation what-so-ever. I’m now waiting to speak to a manager to make a formal complaint, but I’m forced to wait for one to call me back (if they ever do), it’s disgusting the way I’ve been treated and anyone else in a similar situation. I wouldn’t mind, but absolutely nothing has ever been mentioned about paying a bill early or credit limits.
Virgin are literally holding people to ransom over providing their services when they’ve done absolutely nothing wrong, treating them like they haven’t paid their bill when it’s not even due for weeks. I would have thought much better from a company like Virgin Media, I’m shocked how they can get away with this. Virgin seriously need to review and change their system to clearly warn people about their credit limits at the time of sale. If upgrading a service puts a customer over the limit, they should be asked to pay extra when ordering instead of being unexpectedly cut off literally straight after the installation engineer leaves. If Virgin treat customers like this when a bill payment isn’t even anywhere near due, I’d hate to see what they’re like if you need more time to pay your bill due to financial problems.
MY SERVICE ARE FINALLY TURNED BACK ON, BUT I’M FAR FROM SATISFIED – IMPOSSIBLE CREDIT LIMIT ACCOUNT RESTRICTIONS WILL BE IMPOSED FOR A MINIMUM OF 6 MONTHS SAY VIRGIN:
I managed to eventually speak to a Virgin Media manager after lots of attempts calling their customer services as no-one even bothered to call me back as promised on 2 occasions despite being clearly promised. Every time I called, I had to again listen to the same long recorded message that wasn’t in the slightest bit relevant to myself which I couldn’t even skip, before going through numerous menus. I finally got all my services turned back on around 18 hours after the wrongful suspension in the first place following being forced to pay close to £145 when it wasn’t even due by direct debit for over 2 weeks including an extra £20 that wasn’t even mentioned at the time of sale for the activation of the 50Mb/S broadband broadband service. Apparently my credit limit is set at just £120 when my services already cost £86 a month which leaves me only £34 for telephone calls or extra paid services a month which is absolutely ridiculous, especially when nothing has even been mentioned about this at the time of sale or until my account was indeed suspended. Virgin just won’t increase this virtually unusable credit limit for at least 6 months which is absolutely scandalous and it’s just not acceptable. As soon as my account goes as much as a penny over this very low credit limit, my services will be barred and suspended again where I’d have to go though the whole punishment process of complaining yet again as well as making another unscheduled upfront payment.
No compensation has been even offered for all the inconvenience and stress I’ve been through when it’s entirely Virgin Media’s fault. I’ve for-instance lost an episode of a series I was religiously recording which failed thanks to Virgin’s unjustified and sudden account suspension without any warning, plus I’ve been bored out of my brains without TV or Internet while at home. I had to inconveniently visit a friends home to access my essential on-line services that really couldn’t wait until Virgin decided to reinstate my account that shouldn’t have been suspended in the first place. When they failed to reinstate my services as agreed after initially phoning and paying £20 by card, I had to then wait all night until 8am the following morning when their customer services re-opened again to find out that they wanted a lot more money upfront to reinstate my account because the previous Virgin customer services operator clearly didn’t have a clue what they were talking about. I’m now £20 out of pocket permanently that wasn’t agreed or mentioned at the time of sale. I’ve made numerous time consuming calls to Virgin to sort out the problem that they’ve directly caused. I’ve been ultimately forced to pay a total of £145 that wasn’t even due for over 2 weeks when I would have been paid again, yet the customer services manager amazingly asked me when I could make yet another payment! Remember that some people simply wouldn’t have this kind of money available until the agreed direct debit payment date, they certainly shouldn’t be suspended until then because Virgin suddenly decide to demand it! It looks like I’ve got to keep paying Virgin well in advance to avoid future suspensions. Since Virgin Media have proved that they can’t be trusted, I’ve also got to watch that Virgin don’t try to also take the same payment again by direct debit in just over a couple of weeks at the time of writing when my first bill is really due for payment and I’ll have to watch out for this again every single time I’m forced to make unscheduled advance payments in future to prevent repeated account suspension until my credit limit finally increases after 6 months minimum. Keeping a very close eye on my account which is extremely awkward and inconvenient to say the least. The whole low credit limit situation really isn’t fair or right and should have been made clear when I was originally sold the service!
I’m totally shocked at how Virgin have literally blackmailed me to pay a large amount of money that’s not even due until I get paid next to get my services turned back on at their convenience, NOT mine, plus I didn’t budget for this very early payment. I’ve been punished and treated like I haven’t paid my bill throughout when this certainly isn’t the case. I’ve now written a formal complaint and I will go higher than Virgin Media if necessary until I’m completely satisfied, plus I’m demanding compensation for the stress and inconvenience caused. If anyone else experiences similar unfair treatment from Virgin Media due to imposed credit limits or otherwise, please persevere and continue to complain until you’re absolutely satisfied as this is the only way Virgin Media will ever stop treating their customers in this scandalous and extremely unfair manner.
PLEASE ALSO SEE MY COMMENTS FOR UPDATES!
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This article is my own personal opinion and is without prejudice to Virgin Media or any other organisation. My full legal disclaimer applies to this article, any comments and all other articles on this website.

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Comments:
Comment from admin
Time March 24, 2010 at 11:36 am
Just received my first bill today through the post, the bill which I was cut off for not paying a few days ago even though it’s not due for payment by direct debit until the 8th April 2010 which is still a couple of weeks away even at the time of writing. The complaints manager didn’t bother calling me back after leaving a message yesterday when she was apparently at lunch. I’ve called again today and she still isn’t available, complained that no-one bothered to call back and this time apparently the call back is marked as urgent, although I’ll believe it if she does bother to call. I’m also very concerned that the bill received today still states that I was still be charged the full amount by direct debit that I’ve already paid and I don’t trust Virgin not to take it, the problem is if I cancel my direct debit, they’ll probably suspend my service again. Even my on-line billing still shows the full balance even though the full money has gone from my bank with the other £20 for broadband 50Mb/S activation that wasn’t even agreed at the time of sale.
Now waiting to see if the manager from complaints calls back this time…
Comment from admin
Time March 26, 2010 at 5:34 pm
I’ve finally spoken to a manager in complaints after numerous attempts and she apologised, but they’ve asked me to pay yet another £56 which after already paying £20 + £125, plus the £35 for installation in the first place is ridiculous as a brand new customer. They would have me pay £236 after just a couple of of weeks from installation for a service that costs around £86 a month, plus it’s supposed to be much cheaper for the 1st 2 months. Remember my very 1st bill isn’t due for payment until the 8th April by direct debit, yet I’ve already been suspended for non payment. Apparently the £56 is even more advanced charges, this time for the 50Mb/S broadband that I should have been given to start with, although it was just as well I queried it as it was another mistake as I was apparently charged twice for the broadband service for the same period, E.g. I was paying for a 20Mb/S and a 50Mb/S service at the same time. Apparently it’s now corrected, but I’ll believe it in future when I check the next bill thoroughly. What’s more scandalous is I’m expected to make a payment BEFORE my next bill is even generated to avoid going over the crazy credit limit again, this is totally wrong as no-one should blindly pay a bill in advance without knowing what they’re paying for, especially with a company that has proven that they make mistakes. Virgin also assure me they won’t take the £125 again on April 8th that I’ve already paid, if they do, I will be clawing it back under the direct debit guarantee.
I’m obviously still very unhappy because of being expected to pay so much in advance that wasn’t agreed at the time of sale or get suspended again. This is totally and utterly wrong. On a good point, I’m currently getting a decent speed most of the time on the up to 50Mb/S broadband where I’m getting around 35Mb/S downloads which is very reasonable.
Comment from admin
Time April 3, 2010 at 3:19 pm
Virgin’s system is still saying I owe an additional £36 backlog even though the £20 for the 50Mb/S activation was supposed to be credited back because I wasn’t quoted for this at the time of sale. I have already paid Virgin £179.68 in total after being with them just 2 weeks with just £13 for phone calls for a service that’s supposed to cost around £86 a month, but the first 2 months are supposed to be much cheaper. The amounts quoted at the time of sale are therefore extremely misleading to the customer to say the least. This additional £36 doesn’t make sense as the 50Mb/S is less than £10 more than the 20Mb/S a month which I upgraded from. I have complained to a manager, but the first time I was hung up on after waiting on hold for ages, the 2nd time I got told I would see the breakdown of the £36 on my next bill dated 18th April and the manager wasn’t helpful at all. I’ve complained repeatedly now as I know I don’t owe this, but I’m still told I have to wait until the 18th April to see the next bill with these charges on that I know I don’t owe.
Virgin just can’t get my billing correct, all because of their mistake giving me the 20Mb/S service when I asked for the 50Mb/S service and I’m left hitting my head up against a brick wall trying to get it sorted out. I’ve already been cut off 3 weeks before a bill was due literally 5 minutes after my service was upgraded to 50Mb/S because they didn’t increase my credit limit accordingly for the new services which was entirely their fault, then I had to pay the bill 3 weeks in advance to get turned back on when it was their mistake. I spoke to them again today and my credit limit still wasn’t increased, so on my new bill, the services would be cut off again through absolutely no fault of mine. I’m now getting extremely fed up with Virgin’s complete and utter incompetence and dire customer service.
Comment from admin
Time April 21, 2010 at 12:24 am
Virgin Are Overcharging Me as They Try To Charge Me Twice For Broadband!
Virgin Media have tried to double charge me for Broadband for the 1st 2 months and the full price of the 50Mb/S service during an introductory period extra. The 50Mb/S service costs exactly the same price as the 20Mb/S for the introductory 2 months, yet Virgin have charged me an extra £39.30 for upgrading to 50Mb/S broadband after incorrectly having the 20Mb/S service installed initially because of Virgin’s mistake for 2 weeks.
I have put in a complaint demanding an immediate £39.30 credit to my account, if they don’t comply I will be stopping my direct debit and will pay what I actually owe, plus I will refuse to pay any extra for not paying by direct debit or any extras for not paying the full bill on time as it will be genuinely paid in full for what I really owe (Virgin charge a £10 fine for not paying the full amount on time).
I’m now becoming very fed up with Virgin Media as they can’t seem to get my bill correct. It’s scandalous that most people wouldn’t have noticed this £39.30 overcharge and would have been ripped off. Their bill is extremely confusing to say the least and it takes someone with a decent accountancy qualification just to understand it, but I’m 100% certain that I’ve been overcharged after a lot of studying.
If Virgin try to suspend my service when I’ve paid the full amount I owe in full, I will be contacting OFCOM Etc as I RIGHTFULLY REFUSE TO PAY WHAT I DON’T OWE, I hope Virgin deal with my complaint and credit my account with the £39.30 that they’ve overcharged me quickly so it doesn’t come to this, but Virgin are proving difficult to deal with and their accounts operators obviously don’t even understand their own confusing billing system so I can see a fight brewing through no fault of my own. I’ve may also need to keep an eye for incorrect black marks on my credit history as if they mark my credit file as late paying what I don’t owe, I will be seeking legal action. Remember, all I’m doing is quite rightfully refusing to pay what I don’t owe.
The Unworkable Credit Limit Continues, I Still Can’t Pay By Direct Debit Normally!
Because my bill is wrongfully £110.82 when it should be £71.52, I’ve had to immediately pay part of it weeks before the direct debit date to stop my account being suspended again for going over the £105 credit limit even though my call charges are only just over £13. I’ve already paid just over £30 in advance to prevent this happening which would have been enough if I hadn’t been overcharged £39.30 and Virgin still haven’t increased my credit limit to something usable. In fact my fixed service charges at £85.50 alone come very close to the ridiculously low credit limit at £105 which I could be stuck with for 6 months. I have less than £20 available for calls or other services which is scandalous. One can’t even pay by direct debit in the usual manner and the bill advises that you can simply wait and it will be paid automatically by direct debit, yeah right. You can be overcharged and you can be suspended by simply sitting back in the usual way for your bill to be paid by direct debit as it’s clearly proven. I’m also continuing to complain about this.
I WILL UPDATE!
Comment from admin
Time August 13, 2010 at 3:43 pm
Virgin increased my credit limit to a still low £125 and I’ve had to be very careful not to make many chargeable phone calls, they didn’t warn me about this when I signed up.
Now I’ve been with them quite a few months they’ve increased my credit limit again to £150 which is still quite low, but not so bad. I’m glad to say I haven’t had any more problems since.
Pingback from Virgin Media’s 50MB/S Broadband Reviewed, 100Mb/S & faster coming soon! | PJCNET
Time September 3, 2010 at 5:28 am
[...] paying the 1st agreed amount when they then later demanded even more, please read my article titled Virgin Media Scandal – Suspended Account – Over Credit Limit! for full [...]
Comment from admin
Time September 24, 2010 at 12:05 am
Virgin Media Phone
If you’re a Virgin Broadband customer, then it’s likely you’ll also have a Virgin Media landline phone since the alternative of also having a BT line means you’ll be paying a higher monthly fee in total when including separate line rental charges to another phone provider like BT, Talk Talk Etc!, which makes choosing Virgin Broadband a poorer deal overall. Here’s a couple of items to watch and consider regarding Virgin’s phone service which should be mentioned:
Watch Out For Charges To Landlines that Should Be Free:
I’ve recently noticed that Virgin Media have incorrectly charged me for various short landline calls to 01 numbers when I’m paying for unlimited free calls 24/7, I’ve complained and had one months charges refunded, but it’s happened again. I’ve written a complaint this time. It’s just as well I’ve checked as Virgin would have got away with overcharging me. It’s only about 11p a time, but it’s not the point and it all adds up. This is probably not common, but please watch out for this.
Expensive Non-Geographic Calls:
At the time of writing I’m quite shocked that Virgin are charging 10p a minute to 0845 and 0870 numbers at all times when BT and Talk Talk include these numbers with their free call packages, plus there’s an extortionate 11p connection charge which makes short calls terrible value for money where a 1 minute call costs an outrageous 21p.
0844 and other non-geographic calls are also very expensive with Virgin Media and vary in price, please click here for full Virgin Media phone tariff guides. I notice one has to refer to 2 documents to discover the real cost of many numbers including 0845 and 0870 numbers which can cause confusion in my opinion, making less people consider these high charges when considering Virgin Media.
With more and more companies using non-geographical numbers, it’s becoming a major disadvantage of being a Virgin Media phone customer. Where possible I’m using SayNoTo0870 for alternative numbers, but they aren’t always available and these call charges soon mount up, especially when many organisations keep you waiting in queuing systems, which in my opinion is awful at 10p a minute. In fact if one needs to make a lot of calls to 0845 and 0870 numbers on a regular basis, then it works out cheaper to pay the extra line rental to BT or Talk Talk for a separate phone line even though one wouldn’t be getting such a good Virgin Broadband deal overall.
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Comment from admin
Time March 23, 2010 at 10:35 pm
After making a formal complaint in writing, someone from Virgin Media complaints called me back on my mobile 2 days later, but unfortunately I missed the call. I called back, but I was told the person I needed to speak to was at lunch and would call back later, she didn’t bother. I will phone again tomorrow to complain further.